This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol. I don’t know if it’s possible to put alcohol in the category of goodies, well, okay, I hope you understand what I mean.
More than all of it.
Yeah, probably about 107% of it. I limit driving now because car repairs are about 80% of my credit debt, the other 20% is dental.
car?? dental??? i’ve ground my teeth to the dentin because I can’t afford $600 a year for a mouth guard
They sell DIY night guards, but I have a friend who chews through them.
This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol.
100% then
Most of it. Used to be some of it.
I have a good job and nice rent deal, so it’s around 70%. Market rate for the rent is probably another 10%+ of my salary but the landlord is not raising the rent which surprises me.
Well, the mortgage on a 120-year-old house, food, water, electricity, internet, phones, medical bills, and medication, and the usual modern necessity bits and pieces, add up to about $5k/m
Add on childcare and similar that’s $6.5k
:(
So most of it…
2/3rds of my income goes just to paying rent/utilities at this point. I do have some money taken out of my check for retirement because I would be foolish not to, but at this rate it looks like retirement might not be in the cards for my generation at all. Even with the few extra bucks at the end of the pay period, it wouldn’t amount to much.
Every time I get a pay increase, it seems like the cost of living is right there on my heels, clawing back any significant gains I might have enjoyed.
Bills are 55%
Food is 25%
I had enough left to save, but it’s going to be student loans soon thanks to Trump.
Around 2000 to 3000CHF or about 1/3 to 1/2 of net income (excluding bonus) a month
Funny enough I just setup self-hosted firefly so I can actually answer this question. 38% goes to expenses. Once I’m finally done with daycare that should be closer to 25%.
About 75% for needs and a little wants like Netflix etc. 3 kids and wife at home costs a little more. About 25% for savings for retirement.
Because of inflation, about 1/3 maybe? I am lucky that I use a family member’s staff discount and plus the discount vouchers so i pay half of what I would spend otherwise for my weekly shopping. But it could be less since every month, I visit my parents and they give me packed food to go home with, which sustains me for three to four days.
Of netpay? All of it. Of gross pay? About 12% is going into retirement accounts so I guess 88% is going to life.
My husband does a little better - we don’t have to always use all of his pay (which is variable) so if you are counting household net pay, I think maybe 80% over the course of the year, 20% available, we used it this year to pay off renovations on the house which I would call desired improvement not just repair. So together we are pretty strong.
Salary?
when I have one pretty much 100% and anything I don’t is to save for when I don’t have one.
Living, travel and loan expenses about 50 %, 25 % to saving in a 25/75 funds/stocks split. The rest for food and life.
