This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol. I don’t know if it’s possible to put alcohol in the category of goodies, well, okay, I hope you understand what I mean.


Living, travel and loan expenses about 50 %, 25 % to saving in a 25/75 funds/stocks split. The rest for food and life.