This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol. I don’t know if it’s possible to put alcohol in the category of goodies, well, okay, I hope you understand what I mean.
About 75% for needs and a little wants like Netflix etc. 3 kids and wife at home costs a little more. About 25% for savings for retirement.