Because they’re probably doing ok, and they don’t want to think about how much is out of their control, and how easily they could be in the same situation.

The idea that success is just down to hard work is comforting, because they think “if I just keep working hard then I’ll be ok”, and “I’m deserving of this lifestyle”. It also lets them not feel any guilt or spend time thinking about those less fortunate - they can simply say “well it must be their fault”.

I use taskwarrior for this. For example:

task add recur:monthly due:eom wait:due-3weeks clean mesh filter
task add recur:quarterly due:eoq wait:due-3weeks replace charcoal filter

There are quite a few web frontends to it too, although I haven’t tried these out so not sure which to recommend.

There were many crazy things, but the one that affected me the most was my RE teacher’s insistence that all non-Catholics would go to hell. My best friend’s dad, who was an atheist and a very kind person, had died a few days before and it made me really upset. My parents complained to the school about it.