As Metallica said, sad but true. Ok, you have all your money in your bank account, but those are literally just 0 and 1s, our economy depends literally in non tangible numbers, and that’s it. And you cannot pay unless the bank explicitly allow it, so your "money’ isn’t your money now.

I’m not US based and my country is always too late to anything to implement something like this, but what the fuck is happening in the US with all this stupid regulations?

As a non-docker expert, can you guide me to some documents that explain how to achieve this?