Netherlands: 2x stage 4 cancer with 10 years difference, so constant checkups, and of course the 2 treatments. we have “eigen risico” (own contribution) here (385 eur per year), and due to the many checkups I always max this out, but that’s pretty much where it ends, everything else is covered by the state (well, my state health insurance). the treatments were of course FoC, incl all the scans, the chemo, an operation, etc. i can not imagine the stress somebody without health insurance must have, when facing something like this. there are things that health insurance doesn’t cover or not fully: dentist i bought extra coverage for, fysiotherapy is only covered max 10x per year.