• RamRabbit@lemmy.world
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    1 day ago

    When you’re too poor to have an account, you have to go to a check cashing place and pay to get paid.

    Use that check to open a bank account. Virtually every bank will give you a free account if you deposit your paycheck with them.

    • chiliedogg@lemmy.world
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      19 hours ago

      That’s not true if you have bad enough credit or are a migrant worker. There’s an entire check cashing industry based on taking advantage of people who can’t get bank accounts and charging outrageous fees.

      • RamRabbit@lemmy.world
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        9 hours ago

        That’s not true if you have bad enough credit

        Many banks specifically offer services to people with bad credit and bad banking histories. Here is a Forbes article about them with a list of ones they recommend. And another article if you aren’t convinced.

        There’s an entire check cashing industry based on taking advantage of people who can’t get bank accounts and charging outrageous fees.

        There is an industry around this because people keep spreading misinformation about not being able to get a bank account if you have bad credit; resulting in people not looking into getting a bank account. Stop spreading misinformation, it hurts people.