Forty-six percent of U.S. adults — regardless of insurance type — reported struggling to afford healthcare last year, according to a report released Wednesday by the Urban Institute, a nonprofit research think tank. The report analyzed findings from a December 2025 survey of 10,000 working-age adults across the nation.
I’ve had insurance through my employers since I was 18 years old. For the first time in my life I opted out since it was cheaper to pay out of pocket than pay the premiums for my entire family. The worst part is I work for a healthcare organization making almost 3 times the national average.
Actually my employer does pay for dental and vision. They used to offer medical but like with everything, they decided employees should pay a percentage of it but it’s too expensive just to have it for checkups
I’ve had insurance through my employers since I was 18 years old. For the first time in my life I opted out since it was cheaper to pay out of pocket than pay the premiums for my entire family. The worst part is I work for a healthcare organization making almost 3 times the national average.
different plans might be better for some people. i assume you dont ahve dental or paying that out of pocket?
dental costs are even worst than healthcare because its mostly not covered even if you buy different dental insurance.
Actually my employer does pay for dental and vision. They used to offer medical but like with everything, they decided employees should pay a percentage of it but it’s too expensive just to have it for checkups